Rising Star Youth Checking Account

Mother and daughter smiling at each other with a gold star icon

Give Your Child the Confidence of Real Banking, Backed by People Who Know You 

Our Rising Star Checking Accounts give kids and teens their first real banking experience in a safe and guided environment. A real checking account that helps your child learn to manage money safely with their own debit card and mobile banking with parental controls, zero fees, and a team you can trust.

Unlike banking apps, Star of Texas Credit Union provides local support, real people, and hands-on financial guidance for your family.

Icon of hands shaking and an icon of a ribbon with $25 deposit match and $200 youth savings drawing prize

Everything They Need to Build Smart Habits

List of how to build smart habits with a youth debit card, mobile and online banking, parenting monitoring tools, companion savings account and free ATM access nationwide

*Drawing Terms:

- One winner will be randomly selected from eligible accounts opened during the promotional period
- The prize will be deposited into the member's savings account
- The credit union reserves the right to verify eligibility before awarding the prize
- Prize winnings may be subject to applicable tax reporting requirements
- The drawing date will be determined and announced at a later time and is expected to occur in late July, following at least 90 days after the program launch.

Terms & Conditions on Rising Star Checking:

The Rising Stars Checking program reflects Star of Texas Credit Union’s commitment to providing financial education and responsible banking tools for youth members. Promotional incentives such as deposit matching and prize drawings are intended to encourage participation and savings habits. Not all members may qualify for promotional incentives depending on eligibility requirements and promotional availability. All accounts are subject to credit union membership requirements, account approval, and applicable policies and procedures. Program features, promotional incentives, and account services may change at any time based on business needs, regulatory considerations, or vendor service changes. Star of Texas Credit Union reserves the right to modify, suspend, or discontinue the Rising Stars Checking program at any time, with or without notice.