Savings Accounts to Meet Your Needs
Putting money aside is a personal decision. Whether it’s for retirement, a large purchase you have planned, an unexpected emergency, next Christmas, or your next vacation. We even have Youth Accounts for when it’s time to teach your little ones to save smart. Opening a Savings Account is quick and easy with our new online applications, no paperwork required!
Opening an Account is Easy!
We make saving easy! Fill out our online application and open an account within minutes. No Social Security number? No problem! We offer savings, checking, and loans to those with ITIN status.
Earn Interest Today!
Choose from a variety of savings solutions suited to meet your needs at every stage of life.
Tell us what you’re looking to accomplish, and we’ll match you with the best option.
Regular Savings
A Share Account is your basic Savings Account. A Share Account with a $10 balance is needed in order for you to have membership in the credit union. With this account, you are limited to six (6) withdrawals per month with no fees. Dividends are compounded and paid quarterly.
| ACCOUNT | DIVIDEND RATE/APY** | TERMS | EFFECTIVE DATE |
|---|---|---|---|
| Regular Savings | 0.20% / 0.20% | $100 and Up Earn | 7/1/2026 |
Youth Savings Accounts
Looking to start a Savings Account for your son, daughter, or grandchild? A youth account is a great start. Begin planning for their future by opening an account for them today!
| ACCOUNT | DIVIDEND RATE/APY** | TERMS | EFFECTIVE DATE |
|---|---|---|---|
| Star Savers | 0.20% / 0.20% | Youth (age 0-15 years) | 7/1/2026 |
Christmas Club
The Christmas Club Account offers a higher dividend rate than a Regular Share Account. On November 1, the balance will be transferred to your Regular Share Account. There is an early withdrawal fee of $10 per transaction.
| ACCOUNT | DIVIDEND RATE/APY** | TERMS | EFFECTIVE DATE |
|---|---|---|---|
| Christmas Club Account | 0.25% / 0.25% | $100 and Up Earn | 7/1/2026 |